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CLT does not focus on error correction. This is a disadvantage as learners are forced to practice with classmates who are not fluent in English. They do not like talking with students who make mistakes. They want to learn to say things correctly and be corrected by the teacher whenever they make an error. They find it frustrating to chat with learners from different countries because they find their accent, pronunciation and speech unintelligible. Another disadvantage is that the CLT approach focuses on fluency but not accuracy. The approach does not focus on error reduction but instead creates a situation where learners are left using their own devices to solve their communication problems. Thus they may produce incoherent, grammatically incorrect sentences. In Communicative Approach, the teacher has some important roles. The teacher can be the facilitator of the communication process in the classroom. The teacher also can act as an independent participant within the learning teaching group.


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HM Government required the FPC to produce a framework for the SRB at rates between 0% and 3% of risk weighted assets RWAs. Under the FPCs proposals, ring fenced bank sub groups and large building societies in scope with total assets below 175bn will be subject to a 0% SRB. Based on current information, under these proposals the FPC expects the largest ring fenced bank in 2019 to have a 2. 5% SRB. In line with the FPCs previous announcement on the leverage ratio framework, those institutions subject to the SRB will also be set a 3% minimum leverage ratio requirement, together with an additional leverage ratio buffer calculated at 35% of the applicable SRB rate. For example, an institution with an SRB rate of 1% would have an additional leverage ratio buffer of 0. 35%. As stated in the FPCs capital framework document in December, the proposed calibration is expected to add around an aggregate 0. 5 percentage points of risk weighted assets to equity requirements of the system in aggregate. The consultation will close on 22 April and the FPC intends to finalise the framework by 31 May 2016. The buffer will apply from 2019.



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The President,with respect to the foregoing appropriations, shall have the same duties andresponsibilities that are prescribed by G. S. 116 30. 2 for the Chancellor of aspecial responsibility constituent institution. The President may establishprocedures for transferring funds from Budget Code 16010 to the constituentinstitutions for nonrecurring expenditures. The President may identify fundsfor capital improvement projects from Budget Code 16010, and the capitalimprovement projects may be established following the procedures set out inG. S. 143C 8 8 and G. S. 143C 8 9. S.



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